Lumina Creative Academy

Terms of Use

These terms apply to your use of the Lumina Creative Institute learning site, operated by Lumina Creative LLC, a New Jersey limited liability company.

1. Your account

• Provide accurate information when you create your account.
• Keep your password private. You are responsible for activity under your account.
• One account per person. Please do not share logins.

2. Course materials and intellectual property

• All course content, including lessons, videos, audio, scripts, frameworks, worksheets, templates, and images, is owned by Lumina Creative LLC or its licensors and protected by copyright.
• You receive a personal, non-transferable license to use the materials for your own learning and your own business.
• You may not copy, share, post, resell, or redistribute the materials, or use them to teach or create competing courses, without written permission from Lumina Creative LLC.
• Downloaded worksheets may be marked with your name to identify your licensed copy.

3. Community conduct

• Be respectful and kind in forums and messages.
• No harassment, discrimination, spam, or unlawful content.
• Do not post other people's private information.

4. Educational purpose

Courses provide general education only. They are not legal, tax, financial, or other professional advice. Consult a qualified professional about your specific situation.

5. Payments and access

Paid courses grant access for the enrolment period stated on the course. Refund terms, if any, are stated at the point of purchase.

6. Changes and termination

We may update these terms and will notify you on the site. We may suspend or remove access for accounts that break these terms, including sharing course materials.

7. Contact

Questions? Use the Contact site support link at the bottom of any page.