List of active policies
| Name | Type | User consent |
|---|---|---|
| Terms of Use | Site policy | All users |
| Privacy Notice | Privacy policy | All users |
Summary
By using Lumina Creative Institute you agree to use the site respectfully, keep your login private, and respect Lumina Creative LLC's ownership of all course materials.
Full policy
Terms of Use
These terms apply to your use of the Lumina Creative Institute learning site, operated by Lumina Creative LLC, a New Jersey limited liability company.
1. Your account
- Provide accurate information when you create your account.
- Keep your password private. You are responsible for activity under your account.
- One account per person. Please do not share logins.
2. Course materials and intellectual property
- All course content, including lessons, videos, audio, scripts, frameworks, worksheets, templates, and images, is owned by Lumina Creative LLC or its licensors and protected by copyright.
- You receive a personal, non-transferable license to use the materials for your own learning and your own business.
- You may not copy, share, post, resell, or redistribute the materials, or use them to teach or create competing courses, without written permission from Lumina Creative LLC.
- Downloaded worksheets may be marked with your name to identify your licensed copy.
3. Community conduct
- Be respectful and kind in forums and messages.
- No harassment, discrimination, spam, or unlawful content.
- Do not post other people's private information.
4. Educational purpose
Courses provide general education only. They are not legal, tax, financial, or other professional advice. Consult a qualified professional about your specific situation.
5. Payments and access
Paid courses grant access for the enrolment period stated on the course. Refund terms, if any, are stated at the point of purchase.
6. Changes and termination
We may update these terms and will notify you on the site. We may suspend or remove access for accounts that break these terms, including sharing course materials.
7. Contact
Questions? Use the Contact site support link at the bottom of any page.
Summary
We collect only what we need to run your courses, we never sell your data, and you can ask to see or delete it at any time.
Full policy
Privacy Notice
Lumina Creative LLC operates Lumina Creative Institute. This notice explains what personal information we collect and how we use it.
What we collect
- Account details: name, email address, and anything you add to your profile.
- Learning activity: courses you enrol in, lessons completed, forum posts, submissions, and assessment results.
- Technical data: login times, IP address, and browser type, used for security.
- Payments: handled by our payment provider. We do not store card numbers.
How we use it
- To provide courses, track your progress, and issue certificates.
- To send course and account notifications.
- To identify licensed copies of downloaded materials (for example, your name on a worksheet).
- To keep the site secure and improve our programs.
What we never do
- We do not sell your personal information.
- We do not use your information to make automated decisions about you.
AI tools
If we use AI-assisted features, we will tell you, and we will not enter your private information into public AI tools.
Your choices and rights
- View and update your profile at any time.
- Ask for a copy of your data, or ask us to delete your account, by contacting site support.
- Adjust email notifications in your Preferences.
How long we keep data
We keep account and learning records while your account is active and for a limited period afterward for certificates and records, then delete them.
Contact
Use the Contact site support link at the bottom of any page.